Let our team of lending specialists help make your homeownership dreams a reality with the Discount Base Variable Home Loan. 

 

5.94% p.a

Base Variable Home Loan

5.99% p.a

Comparison Rate*

0.20% p.a discount on Base Variable Home Loan rate and waived establishment fees applies to new eligible owner-occupied home loans with principal and interest repayments approved before 31 December 2024

 

Features

Establishment fee:

Waived ($155)

Valuation fees included with establishment fee:

No

Ability to increase loan amount (Loan Top Up):

Yes

Additional repayments accepted:

Yes

Additional repayments fee:

$0

Annual fee:

$0

Can be used for building:

Yes

Early repayments without penalty:

Yes

Easy to apply for loan: 

Yes

Discharge fee:

$200

Interest charges:

Calculated daily, charged monthly 

Loan term:

up to 30 years

Maximum loan-to-value ratio:

95%#

Minimum amount:

$150,000

Mortgage offset:

No

Rate term:

Variable

Repayments:

Monthly, Fortnightly, Weekly

Redraw facility:

Yes

Redraw fee:

$0

 

See other topics

Discounted Base Variable Rate is 0.20% p.a off the standard rate of the Base Variable Home Loan. Discount is applicable for the life of the loan. Base Variable Rate is variable and subject to change at any time. New lending only. No Offset account. Credit eligibility, lending criteria, terms & conditions, fees & charges apply. Minimum initial loan amount of $150,000 and up to 95% of the property value.

*This comparison rate is based on a $150,000 loan over 25 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Orange Credit Union Limited T/A Bank Orange ABN 34 087 650 477 AFSL/Australian Credit Licence 240768.