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Whether you require support in budgeting, financing, or comprehending the intricacies of the home buying procedure, we stand ready to assist you at each stage, enabling you to make well-informed choices. Reach out to us today to initiate the journey toward your dream home.
| Owner Occupier | Investment | |||
| Interest rate | Comparison rate | Interest rate | Comparison rate | |
| 1 Year Fixed | 5.94% p.a. | 7.30% p.a. | 5.94% p.a. | 7.30% p.a. |
| 2 Year Fixed | 5.69% p.a. | 7.11% p.a. | 5.69% p.a. | 7.11% p.a. |
| 3 Year Fixed | 5.79% p.a. | 6.99% p.a. | 5.79% p.a. | 6.99% p.a. |
Home Loan |
|
|---|---|
| Deposit required : | 5%* |
| Establishment fee : | $155 |
| Valuation fees included within establishment fee : | No |
| Ability to increase loan amount (Loan Top Up) : | Yes |
| Additional repayments accepted : | Yes |
| Annual fee : | $0 |
| Can be used for building : | Yes |
| Early repayments without penalty : | Yes |
| Easy to apply for loan : | Yes |
| Discharge fee : | $200 |
| Interest charges : | Calculated daily, charged monthly |
| Interest only repayments (up to 5 years) : | Yes |
| Loan term : | up to 30 years |
| Maximum Loan-to-Value ratio : | 95%* |
| Minimum amount : | $20,000 |
| Maximum amount : | Subject to application |
| Minimum term (years) : | 1 |
| Maximum term (years) : | 30 |
| Mortgage offset : | Yes |
| Partial split loan : | Yes |
| Rate term : | 1, 2 or 3 years |
| Repayments : | Monthly, Fortnightly, Weekly |
| Redraw facility : | Yes |
| Redraw fee : | $0 |
| Suitable for vacant land : | Yes |
| Repayment options : | Payroll deduction, Periodical payment, Internet banking |
| Switching fee : | $250 |
| Variable and lump sum repayments : | Yes |
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Special offer rate and establishment fees waived for eligible owner-occupied home loans with principal and interest repayments.
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While relaxation is Fiji’s specialty, there’s plenty more to discover once you’re ready to leave your hammock or poolside spot.
