Get a lower variable interest rate.
Earn up to 5.35% interest with our Wealth Builder Term Deposit
A flexible loan with a competitive rate and handy features like redraw and offset
A flexible variable home loan with competitive variable rates, designed for borrowers who want extra features and repayment options. Ideal for those looking to pay off their home sooner or take advantage of redraw and offset facilities.
6.29
%
p.a.
Interest rate
6.34
%
p.a.
Comparison rate
Why choose our Premium Home Loan?
Don't know where to start?
Not sure where to begin? Our local Lending Specialists are ready to help.
From budgeting and financing to understanding the home buying process, we're here to provide clear, practical support every step of the way. Get in touch today and make confident, informed decisions about your next move.
| Premium home loan | Owner Occupier | Investment | ||
| Principal & interest | Interest rate | Comparison rate | Interest rate | Comparison rate |
| LVR 60% and Under | 6.29% p.a. | 6.34% p.a. | 6.54% p.a. | 6.59% p.a. |
| LVR Between 60 - 80 % | 6.39% p.a. | 6.44% p.a. | 6.64% p.a. | 6.69% p.a. |
| LVR Over 80 % | 6.59% p.a. | 6.64% p.a. | 6.84% p.a. | 6.89% p.a. |
| Premium home loan | Owner Occupier | Investment | ||
| Interest only | Interest rate | Comparison rate | Interest rate | Comparison rate |
| LVR 60% and Under | 6.39% p.a. | 6.44% p.a. | 6.64% p.a. | 6.69% p.a. |
| LVR Between 60 - 80 % | 6.49% p.a. | 6.54% p.a. | 6.74% p.a. | 6.79% p.a. |
| LVR Over 80 % | 6.79% p.a. | 6.84% p.a. | 6.94% p.a. | 6.69% p.a. |
Product Features:
Home Loan |
|
|---|---|
| Included in Relationship Rebate : | Yes |
| Deposit required : | 5% |
| Establishment fee : | $155 |
| Valuation fees included within establishment fee : | No |
| Ability to increase loan amount (Loan Top Up) : | Yes |
| Additional repayments accepted : | Yes |
| Additional repayments fee : | $0 |
| Annual fee : | $0 |
| Can be used for building : | Yes |
| Early repayments without penalty : | Yes |
| Easy to apply for loan : | Yes |
| Discharge fee : | $200 |
| Interest charges : | Calculated daily, charged monthly |
| Interest only repayments (up to 5 years) : | Yes |
| Loan term : | up to 30 years |
| Maximum Loan-to-Value ratio : | 95% |
| Minimum amount : | $30,000 |
| Maximum amount : | Subject to application |
| Minimum term (years) : | 1 |
| Mortgage offset : | Yes |
| Partial split loan : | Yes |
| Rate term : | Variable |
| Repayments : | Monthly, Fortnightly, Weekly |
| Redraw facility : | Yes |
| Redraw fee : | $0 |
| Suitable for vacant land : | Yes |
| Repayment options : | Payroll deduction, Periodical payment, Internet banking |
| Switching fee : | $250 |
| Variable and lump sum repayments : | Yes |
Compare all our rates and fees
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Calculators
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