Get a lower variable interest rate.
Register today for our free Stay Safe Forum here.
Learn about common scams, how to avoid them and what to do if you have fallen victim to a scam.
Whether you require support in budgeting, financing, or comprehending the intricacies of the home buying procedure, we stand ready to assist you at each stage, enabling you to make well-informed choices. Reach out to us today to initiate the journey toward your dream home.
| Owner Occupier | Investment | |||
| Interest rate | Comparison rate | Interest rate | Comparison rate | |
| Standard Variable Rate | 7.39% p.a. | 7.46% p.a. | 7.39% p.a. | 7.46% p.a. |
Home Loan |
|
|---|---|
| Deposit required : | 5%* |
| Establishment fee : | $155 |
| Valuation fees included within establishment fee : | No |
| Ability to increase loan amount (Loan Top Up) : | Yes |
| Additional repayments accepted : | Yes |
| Additional repayments fee : | $0 |
| Annual fee : | $0 |
| Can be used for building : | Yes |
| Early repayments without penalty : | Yes |
| Easy to apply for loan : | Yes |
| Discharge fee : | $200 |
| Interest charges : | Calculated daily, charged monthly |
| Interest only repayments (up to 5 years) : | Yes |
| Loan term : | up to 30 years |
| Maximum Loan-to-Value ratio : | 95%* |
| Minimum amount : | $20,000 |
| Maximum amount : | Subject to application |
| Minimum term (years) : | 1 |
| Maximum term (years) : | 30 |
| Mortgage offset : | Yes |
| Partial split loan : | Yes |
| Rate term : | Variable |
| Repayments : | Monthly, Fortnightly, Weekly |
| Redraw facility : | Yes |
| Redraw fee : | $0 |
| Suitable for vacant land : | Yes |
| Repayment options : | Payroll deduction, Periodical payment, Internet banking |
| Switching fee : | $250 |
| Variable and lump sum repayments : | Yes |
There’s so much to love about Bali. Without having to travel too far from Australian shores, Bali serves up a rich cultural experience with something for everyone.
Planning a New Zealand getaway?
Special offer rate and establishment fees waived for eligible owner-occupied home loans with principal and interest repayments.
Bank Orange is delighted to launch a partnership with PassportCard to provide a differentiated travel insurance offer to its members.
While relaxation is Fiji’s specialty, there’s plenty more to discover once you’re ready to leave your hammock or poolside spot.
