Monday to Friday, 9.00am to 4.30pm
Whether it's for a car, home renovations, holiday or to consolidate your debt, our personal loans are available for any worthwhile purpose.
| Features | New Car | Secured | Unsecured |
| Interest Rate | 7.14% p.a. | 11.14% p.a. | 14.14% p.a. |
| Comparison Rate | 7.51% p.a. | 11.50% p.a. | 15.89% p.a. |
| Minimum amount | $15,000 | $2,000 | $2,000 |
| Maximum amount | $180,000 | Subject to application | Subject to application |
Loan amounts and repayment terms
| Loan Period | Up to 7 years | Up to 7 years | Up to 6 years |
| Repayments | Monthly, Fortnightly, Weekly | Monthly, Fortnightly, Weekly | Monthly, Fortnightly, Weekly |
| Repayment Options | - Payroll deduction - Periodical payment - Internet Banking |
- Payroll deduction - Periodical payment - Internet Banking |
- Payroll deduction - Periodical payment - Internet Banking |
Repayments and redraw options
| Interest Charges | Calculated daily, charged monthly | Calculated daily, charged monthly | Calculated daily, charged monthly |
| Variable and lump sum repayments | Yes | Yes | Yes |
| Early repayments without penalty | Yes | Yes | Yes |
| Free Loan redraw | Yes | Yes | Yes |
| Monthly account keeping/service fees | $0 | $0 | $0 |
Fees
| Automatic repayments (payroll) | Yes | Yes | Yes |
| Easy to apply for loan | Phone, Online, Branch | Phone, Online, Branch | Phone, Online, Branch |
Bank Orange is proud to announce a reduction in all variable lending interest rates across home and personal lending, following the Reserve Bank of Australia’s (RBA) recent rate cut.
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1 Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2 Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on an unsecured loan of $10,000 over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
