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Interest-only features
Standard home loans repayments include both the interest, as well as a portion of the principal amount. Interest-only home loans remove the principal from the equation, so you can reduce your monthly repayments.
This loan would suit an owner-occupier who would like to lock in an fixed interest rate for 12 months. This loan then moves to the Standard Variable Rate which is subject to market fluctuations throughout the loan term.
Maximum LVR for Owner-Occupier is 95%, for Investment maximum is 90%
$20,000 minimum new loan borrowing amount
Up to 30-year loan period
Compare all our rates and fees
Find out all the latest rates and fees for our Home Loans.
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Whether you require support in budgeting, financing, or comprehending the intricacies of the home buying procedure, we stand ready to assist you at each stage, enabling you to make well-informed choices. Reach out to us today to initiate the journey toward your dream home.
1 Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $250,000 and up to 95% of property value. At the end of the introductory period the interest rate reverts to our Standard Variable interest rate.
2 Comparison rate is based on a secured loan of $250,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3 Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $20,000 and up to 95% of property value.
4 Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $20,000 and up to 95% of property value. At the end of the fixed term, interest rate reverts to our Standard Variable interest rate.
5 Comparison rate based on a secured loan of $150,000 over 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.