Fixed Rates are subject to change up until loan settlement. Rate lock is a feature which can guarantee your fixed interest rate for your chosen fixed rate term and protect you against rate rises for 90 days.
What is a Fixed Rate Lock?
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| Loan purpose | Fixed | Loan Type | Interest Rate | Comparison Rate |
|---|---|---|---|---|
| Owner occupier | 2 Year | Principal & Interest | 5.79% p.a. | 5.92% p.a. |
| Owner occupier | 1 Year | Principal & Interest | 5.89% p.a. | 5.94% p.a. |
| Owner occupier | 2 Year | Interest Only | 5.89% p.a. | 5.94% p.a. |
| Owner occupier | 1 Year | Interest Only | 5.99% p.a. | 5.95% p.a. |
| Investment | 2 Year | Principal & Interest | 6.04% p.a. | 6.17% p.a. |
| Owner occupier | 3 Year | Principal & Interest | 6.09% p.a. | 6.00% p.a. |
| Investment | 2 Year | Interest Only | 6.14% p.a. | 6.27% p.a. |
| Investment | 1 Year | Principal & Interest | 6.14% p.a. | 6.19% p.a. |
| Owner occupier | 3 Year | Interest Only | 6.19% p.a. | 6.02% p.a. |
| Investment | 1 Year | Interest Only | 6.24% p.a. | 6.29% p.a. |
| Investment | 3 Year | Principal & Interest | 6.34% p.a. | 6.25% p.a. |
| Investment | 3 Year | Interest Only | 6.44% p.a. | 6.35% p.a. |
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