Whether you require support in budgeting, financing, or comprehending the intricacies of the home buying procedure, we stand ready to assist you at each stage, enabling you to make well-informed choices. Reach out to us today to initiate the journey toward your dream home.
| Owner Occupier | Investment | |||
| Interest rate | Comparison rate | Interest rate | Comparison rate | |
| 1 Year Fixed | 5.94% p.a. | 7.08% p.a. | 5.94% p.a. | 7.08% p.a. |
| 2 Year Fixed | 5.69% p.a. | 6.91% p.a. | 5.69% p.a. | 6.91% p.a. |
| 3 Year Fixed | 5.79% p.a. | 6.81% p.a. | 5.79% p.a. | 6.81% p.a. |
Home Loan |
|
|---|---|
| Deposit required : | 5%* |
| Establishment fee : | $155 |
| Valuation fees included within establishment fee : | No |
| Ability to increase loan amount (Loan Top Up) : | Yes |
| Additional repayments accepted : | Yes |
| Annual fee : | $0 |
| Can be used for building : | Yes |
| Early repayments without penalty : | Yes |
| Easy to apply for loan : | Yes |
| Discharge fee : | $200 |
| Interest charges : | Calculated daily, charged monthly |
| Interest only repayments (up to 5 years) : | Yes |
| Loan term : | up to 30 years |
| Maximum Loan-to-Value ratio : | 95%* |
| Minimum amount : | $20,000 |
| Maximum amount : | Subject to application |
| Minimum term (years) : | 1 |
| Maximum term (years) : | 30 |
| Mortgage offset : | Yes |
| Partial split loan : | Yes |
| Rate term : | 1, 2 or 3 years |
| Repayments : | Monthly, Fortnightly, Weekly |
| Redraw facility : | Yes |
| Redraw fee : | $0 |
| Suitable for vacant land : | Yes |
| Repayment options : | Payroll deduction, Periodical payment, Internet banking |
| Switching fee : | $250 |
| Variable and lump sum repayments : | Yes |
Interest Rate Update: Variable Rates Reduced by 0.25% from 2 June We’re pleased to announce that effective 2 June 2025, variable interest rates across our home and personal loan products will be
Health insurance that doesn't just do its job, but adds an extra level of care to its members.
There’s so much to love about Bali. Without having to travel too far from Australian shores, Bali serves up a rich cultural experience with something for everyone.
Planning a New Zealand getaway?
Bank Orange is delighted to launch a partnership with PassportCard to provide a differentiated travel insurance offer to its members.
