$0 monthly loan service fee.
Enjoy the certainty of fixed repayments while still getting premium benefits
Enjoy rate certainty and peace of mind with a fixed interest rate for a set period. The Premium Fixed Home Loan offers all the benefits of our premium package while locking in your repayments.
3 year fixed
Why choose our Premium Fixed Home Loan?
Don't know where to start?
Not sure where to begin? Our local Lending Specialists are ready to help.
From budgeting and financing to understanding the home buying process, we're here to provide clear, practical support every step of the way. Get in touch today and make confident, informed decisions about your next move.
| Premium fixed home loan | Owner Occupier | |
| Principal & interest | Interest rate | Comparison rate |
| 2 Year | 4.89% p.a. | 5.55% p.a. |
Product Features:
Home Loan |
|
|---|---|
| Included in Relationship Rebate : | Yes |
| Deposit required : | 5%* |
| Establishment fee : | $155 |
| Valuation fees included within establishment fee : | No |
| Ability to increase loan amount (Loan Top Up) : | No |
| Additional repayments accepted : | Yes |
| Additional repayments fee : | $0 |
| Annual fee : | $0 |
| Can be used for building : | Yes |
| Early repayments without penalty : | No |
| Easy to apply for loan : | Yes |
| Discharge fee : | $200 |
| Interest charges : | Calculated daily, charged monthly |
| Interest only repayments (up to 5 years) : | Yes |
| Loan term : | up to 30 years |
| Maximum Loan-to-Value ratio : | 95% |
| Minimum amount : | $30,000 |
| Maximum amount : | Subject to application |
| Minimum term (years) : | 1 |
| Mortgage offset : | Yes |
| Partial split loan : | Yes |
| Rate term : | Variable |
| Repayments : | Monthly, Fortnightly, Weekly |
| Redraw facility : | Yes |
| Redraw fee : | $0 |
| Suitable for vacant land : | Yes |
| Repayment options : | Payroll deduction, Periodical payment, Internet banking |
| Switching fee : | $250 |
| Variable and lump sum repayments : | No |
Compare all our rates and fees
Find out all the latest rates and fees for our Home Loans.
Calculators
Borrowing power
We'll look at your income and expenses to see how much you may be able to borrow.
Loan repayments
Get a better idea of what your expected home loan repayments may look like.
Stamp duty calculator
Use our stamp duty calculator to estimate the stamp duty costs on your property.
Latest news and articles
Stay up-to-date with our latest news and articles to help you along the way
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