Skip to main content

Lock in certainty. Save upfront.

Secure your future with a competitive 4.89% fixed rate for two years - a 0.20% discount on our 2 Year Premium Fixed Rate- and enjoy no establishment fee, saving you upfront and ongoing.

 

 

 

4.89 % p.a. Interest rate 5.55 % p.a. Comparison rate

Why choose our 2 Year Premium Fixed Special Rate offer?

Don't know where to start?

Not sure where to begin? Our local Lending Specialists are ready to help.

From budgeting and financing to understanding the home buying process, we're here to provide clear, practical support every step of the way. Get in touch today and make confident, informed decisions about your next move.

Premium fixed home loan Owner Occupier
Principal & interest Interest rate Comparison rate
2 Year 4.89% p.a.   5.55% p.a.  

Product Features:

Home Loan
Included in Relationship Rebate : Yes
Deposit required : 5%*
Establishment fee : $0
Valuation fees included within establishment fee : No
Ability to increase loan amount (Loan Top Up) : No
Additional repayments accepted : Yes
Additional repayments fee : $0
Annual fee : $0
Can be used for building : Yes
Early repayments without penalty : No
Easy to apply for loan : Yes
Discharge fee : $200
Interest charges : Calculated daily, charged monthly
Interest only repayments (up to 5 years) : No
Interest only repayments (up to 1 year) :
Loan term : up to 30 years
Maximum Loan-to-Value ratio : 95%
Minimum amount : $30,000
Maximum amount : Subject to application
Minimum term (years) : 1
Mortgage offset : Yes
Partial split loan : Yes
Rate term : Fixed
Repayments : Monthly, Fortnightly, Weekly
Redraw facility : No
Redraw fee : $0
Suitable for vacant land : Yes
Repayment options : Payroll deduction, Periodical payment, Internet banking
Switching fee : $250
Variable and lump sum repayments : No

Compare all our rates and fees

Find out all the latest rates and fees for our Home Loans.

Calculators

Borrowing power

We'll look at your income and expenses to see how much you may be able to borrow.

Loan repayments

Get a better idea of what your expected home loan repayments may look like.

Stamp duty calculator

Use our stamp duty calculator to estimate the stamp duty costs on your property.

Latest news and articles

Stay up-to-date with our latest news and articles to help you along the way

We are here to help

2 Year Premium Fixed Rate Special is 0.20% discount on the 2 Year Premium Fixed Rate Home Loan. Applies to eligible owner-occupied home loans with principal and interest repayments approved before 22 December 2025. Discount is for the 2-year fixed rate period. After this time, the rate will revert to the advertised Premium Variable Rate. Premium Variable Rate is variable and subject to change at any time. Credit eligibility, lending criteria, terms & conditions, fees & charges apply. Minimum initial loan amount of $30,000 and up to 95% of the property value. *This comparison rate is based on a $150,000 loan over 25 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Orange Credit Union Limited T/A Bank Orange ABN 34 087 650 477 AFSL/Australian Credit Licence 240768.