Fixed Rates are subject to change up until loan settlement. Rate lock is a feature which can guarantee your fixed interest rate for your chosen fixed rate term and protect you against rate rises for 90 days.
What is a Fixed Rate Lock?
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| Loan purpose | Fixed | Loan Type | Interest Rate | Comparison Rate |
|---|---|---|---|---|
| Owner occupier | 2 Year | Principal & Interest | 6.34% p.a. | 6.43% p.a. |
| Owner occupier | 1 Year | Principal & Interest | 6.44% p.a. | 6.45% p.a. |
| Owner occupier | 2 Year | Interest Only | 6.44% p.a. | 6.53% p.a. |
| Owner occupier | 1 Year | Interest Only | 6.54% p.a. | 6.55% p.a. |
| Investment | 2 Year | Principal & Interest | 6.59% p.a. | 6.68% p.a. |
| Owner occupier | 3 Year | Principal & Interest | 6.64% p.a. | 6.51% p.a. |
| Investment | 2 Year | Interest Only | 6.69% p.a. | 6.78% p.a. |
| Investment | 1 Year | Principal & Interest | 6.69% p.a. | 6.70% p.a. |
| Owner occupier | 3 Year | Interest Only | 6.74% p.a. | 6.61% p.a. |
| Investment | 1 Year | Interest Only | 6.79% p.a. | 6.80% p.a. |
| Investment | 3 Year | Principal & Interest | 6.89% p.a. | 6.76% p.a. |
| Investment | 3 Year | Interest Only | 6.99% p.a. | 6.86% p.a. |
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