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Establishment Fee waived and discounted interest rate when you refinance with us.

5.89 % p.a. Interest rate 5.93 % p.a. Comparison rate
Premium Variable Home Loan LVR ≤80% Refinance Special Discount Rate 0.75%p.a.

Why choose our Premium Home Loan Special Rate offer?

Compare all our rates and fees

Find out all the latest rates and fees for our Home Loans.

Product Features:

Home Loan
Included in Relationship Rebate : Yes
Deposit required : 5%*
Establishment fee : $0
Valuation fees included within establishment fee : No
Ability to increase loan amount (Loan Top Up) : Yes
Additional repayments accepted : Yes
Additional repayments fee : $0
Annual fee : $0
Can be used for building : Yes
Early repayments without penalty : Yes
Easy to apply for loan : Yes
Discharge fee : $200
Interest charges : Calculated daily, charged monthly
Interest only repayments (up to 5 years) : Yes
Loan term : up to 30 years
Maximum Loan-to-Value ratio : 80%
Minimum amount : $30,000
Maximum amount : Subject to application
Minimum term (years) : 1
Mortgage offset : Yes
Partial split loan : No
Rate term : Variable
Repayments : Monthly, Fortnightly, Weekly
Redraw facility : Yes
Redraw fee : $0
Suitable for vacant land : Yes
Repayment options : Payroll deduction, Periodical payment, Internet banking
Switching fee : $250
Variable and lump sum repayments : Yes
Variable home loan
Principal & interest
Interest rate Comparison rate
LVR 60% and Under   5.89% p.a.   6.33% p.a.

 

 

 

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  • 1

    This product is available for new lending only.

  • 2

    WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate is based on a secured loan of $150,000 for a term of 25 years. 

Orange Credit Union Limited T/A Bank Orange ABN 34 087 650 477 AFSL/Australian Credit Licence 240768.

Credit eligibility, lending criteria, terms & conditions, fees & charges apply. 0.75%p.a. discount on Premium Variable Rate Home Loan and waived establishment fees ($155) for new money, owner occupies home loans only with <80% LVR approved before 1 November 2026. Minimum initial loan amount of $30,000. Rate is applicable for Loan to Value Ratio equal or less then 80%. The special discount is for the life of the loan. Rate is variable and subject to change at any time.

A Target Market Determination (TMD) for this product is available by contacting Bank Orange. The TMD sets out the class of consumers for whom this product is likely to be appropriate, having regard to their objectives, financial situation and needs. It also outlines the conditions and restrictions on how the product can be distributed.