Get a lower variable interest rate.
Premium Variable Home Loan Special Rate Offer
Establishment Fee waived and discounted interest rate when you refinance with us.
5.89
%
p.a.
Interest rate
6.33
%
p.a.
Comparison rate
Premium Variable Home Loan LVR ≤60% Refinance Special Discount Rate 0.40%p.a. for 2 years
Why choose our Premium Home Loan Special Rate offer?
| Variable home loan Principal & interest |
Interest rate | Comparison rate |
| LVR 60% and Under | 5.89% p.a. | 6.33% p.a. |
Product Features:
Home Loan |
|
|---|---|
| Included in Relationship Rebate : | Yes |
| Deposit required : | 5%* |
| Establishment fee : | $0 |
| Valuation fees included within establishment fee : | No |
| Ability to increase loan amount (Loan Top Up) : | Yes |
| Additional repayments accepted : | Yes |
| Additional repayments fee : | $0 |
| Annual fee : | $0 |
| Can be used for building : | Yes |
| Early repayments without penalty : | Yes |
| Easy to apply for loan : | Yes |
| Discharge fee : | $200 |
| Interest charges : | Calculated daily, charged monthly |
| Interest only repayments (up to 5 years) : | Yes |
| Loan term : | up to 30 years |
| Maximum Loan-to-Value ratio : | 60% |
| Minimum amount : | $30,000 |
| Maximum amount : | Subject to application |
| Minimum term (years) : | 1 |
| Mortgage offset : | No |
| Partial split loan : | No |
| Rate term : | Variable |
| Repayments : | Monthly, Fortnightly, Weekly |
| Redraw facility : | Yes |
| Redraw fee : | $0 |
| Suitable for vacant land : | Yes |
| Repayment options : | Payroll deduction, Periodical payment, Internet banking |
| Switching fee : | $250 |
| Variable and lump sum repayments : | Yes |
Compare all our rates and fees
Find out all the latest rates and fees for our Home Loans.
Calculators
Borrowing power
We'll look at your income and expenses to see how much you may be able to borrow.
Loan repayments
Get a better idea of what your expected home loan repayments may look like.
Stamp duty calculator
Use our stamp duty calculator to estimate the stamp duty costs on your property.
Latest news and articles
Stay up-to-date with our latest news and articles to help you along the way
Watch out for scam comparison websites
While scam websites can appear convincing at first glance, there are some tell-tale signs that something isn't quite adding up.
Scam alert - Ghost stores EOFY
Stay alert this EOFY sales season. Learn how to spot ‘ghost store’ scams, protect your data, and shop safely online.
Scammed or nearly scammed? How to report – and why it matters
Scams remain an ongoing challenge in Australia, with more than $334 million reported losses in 2025.
5 myths around financial hardship assistance
If you’re struggling to keep up with repayments, it’s important to know that you’re not alone and there are options available to help
How to manage & protect your passwords
Passwords form the foundation of our online safety, whether that’s banking, healthcare, or even our social connections. This means, if they’re weak or reused, they can make you vulnerable to criminals.
